Agriculture is by far the biggest business of the world. Most production is carried out on a small-scale, providing a livelihood for almost 40% of the world’s population (FAO 2009), and 80% of people in the countries which Practical Action work in. For those farmers in poorer regions with little income or natural resources, and thus vulnerable to unforeseen setbacks, farming methods can be improved without relying on large amounts of external financial assistance. We will look at some of the options here, such as cooperative activities and appropriate financial arrangements like micro financing. Findings are based on the research and experiences of small-scale agricultural practice by Practical Action and other organisations.